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Home > Lumina Subic

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Lumina Subic - Brgy. Pamatawan, Along National Road, Subic  Zambales

Why Choose Lumina?

*Pasok sa Budget
Own a home for as low as Php 4,125 per month under Pag-IBIG financing! - a possibility that Lumina offers

*Matibay Ang Paggawa
Rather than the usual hollow block, reinforced concrete system is used in building every Juan's home

*Panatag Na Komunidad
At Lumina, when we say security, we don't just mean the perimeter fence or CCTV cameras

*Simple Ang Proseso
Easily own a home through simple steps for all types of financing

*Available Nationwide
Lumina commumites not only grow in number but also in service for the mass. 
​​

Model Houses of Lumina Subic


​House Model Aimee 
Picture

​​SAMPLE COMPUTATION Updated February 12, 2020

Inner Unit
Floor Area 22
​Lot Area 36

IN-HOUSE FINANCING
​Total Contract Price: 520,000 
DOWN PAYMENT: 70,000 
Reservation Fee:  4,000

Interest Rate @ 16%
Dp term 16 Dp amort 3,813
Estimated Loan 455,000
  

15 yrs 6,683 
10 yrs 7,622
5 YRS  11,065
Deferred 2 yrs (0%) 21,500

Discounts for spot payments
Spot Cash w/in 7 days 489,240
Spot Cash w/in RS month 489,240
​Spot Cash w/in 30 days 489,240
_________________________________________________________
​PAG-IBIG
 FINANCING
​Total Contract Price: 520,000 
DOWN PAYMENT: 70,000 
Reservation Fee:  4,000

Interest Rate @ 3% 6.50%
Dp term 14 Dp amort 4,714
Estimated Loan 450,000
30 yrs 1,897 2,844
25 yrs 2,134 3,038
20 yrs 2,496 3,355  

15 yrs 3,108 3,920 
10 yrs 5,110
5 YRS  8,805
Deferred 2 yrs (0%) 21,500

Discounts for spot payments
Spot Cash w/in 7 days 489,240
Spot Cash w/in RS month 489,240
​Spot Cash w/in 30 days 489,240    



 
*PIF Interest Rate are highly dependent on buyer's gross income (3% for minimum wage earner, 6.5% for 12,000 and above earners.
*Reservation  fee is non refundable and non-transferable. 
*The developer reserves the right to correct any error in this sample computation.
*Prices are subject to change without prior notice.
End Unit
Floor Area 22
​Lot Area 49.5

IN-HOUSE FINANCING
​Total Contract Price: 787,000 
DOWN PAYMENT: 98,375 
Reservation Fee:  5,000

Interest Rate @ 16%
Dp term 16 Dp amort 5,836
Estimated Loan 688,625
  

15 yrs 10,114 
10 yrs 11,535
5 YRS  16,746
Deferred 2 yrs (0%) 32,583

Discounts for spot payments
Spot Cash w/in 7 days 739,808
Spot Cash w/in RS month 739,808
​Spot Cash w/in 30 days 739,808
_____________________________________________________
​PAG-IBIG
 FINANCING
​Total Contract Price: 787,000 
DOWN PAYMENT: 134,420
Reservation Fee:  5,000

Interest Rate @ 6.50%
Dp term 12 Dp amort 10,785
Estimated Loan 652,580
30 yrs 4,125
25 yrs 4,406  

20 yrs 4,865 
15 yrs 5,685
10 YRS  7,410
5 YRS  12,768
Deferred 2 yrs (0%) 32,583

Discounts for spot payments
Spot Cash w/in 7 days 739,808
Spot Cash w/in RS month 739,808
​Spot Cash w/in 30 days 739,808


 
*PIF Interest Rate are highly dependent on buyer's gross income (3% for minimum wage earner, 6.5% for 12,000 and above earners.
*Reservation  fee is non refundable and non-transferable. 
*The developer reserves the right to correct any error in this sample computation.
*Prices are subject to change without prior notice.


House Model Alea Loft
Picture

​​​SAMPLE COMPUTATION Updated February 12, 2020

Inner Unit
Floor Area 32
​Lot Area 36

IN-HOUSE FINANCING
​Total Contract Price: 835,000 
DOWN PAYMENT: 104,375 
Reservation Fee: 5,000

Interest Rate @ 16%
Dp term 16 Dp amort 6,211
Estimated Loan 730,625
  

15 yrs 10,731 
10 yrs 12,239
5 YRS  17,767
Deferred 2 yrs (0%) 34,583

Discounts for spot payments
Spot Cash w/in 7 days 785,179
Spot Cash w/in RS month 785,179
​Spot Cash w/in 30 days 785,179
_______________________________________________________
​BANK FINANCING

​Total Contract Price: 835,000 
DOWN PAYMENT: 104,375 
Reservation Fee: 5,000

Interest Rate @ 8.5%
Dp term 12 Dp amort 8,281
Estimated Loan 730,625

20 yrs 6,340 

15 yrs 7,195 
10 yrs 9,059
5 YRS  14,990
Deferred 2 yrs (0%) 34,583

Discounts for spot payments
Spot Cash w/in 7 days 785,179
Spot Cash w/in RS month 785,179
​Spot Cash w/in 30 days 785,179  



 
*PIF Interest Rate are highly dependent on buyer's gross income (3% for minimum wage earner, 6.5% for 12,000 and above earners.
*Reservation  fee is non refundable and non-transferable. 
*The developer reserves the right to correct any error in this sample computation.
*Prices are subject to change without prior notice.
​End Unit
Floor Area 32
​Lot Area 49.5

IN-HOUSE FINANCING
​Total Contract Price: 971,000 
DOWN PAYMENT: 121,375 
Reservation Fee:  5,000

Interest Rate @ 16%
Dp term 16 Dp amort 7,273
Estimated Loan 849,625
  

15 yrs 12,478 
10 yrs 14,232
5 YRS  20,661
Deferred 2 yrs (0%) 40,250

Discounts for spot payments
Spot Cash w/in 7 days 913,830
Spot Cash w/in RS month 913,830
​Spot Cash w/in 30 days 913,830
______________________________________________________
​BANK FINANCING

​Total Contract Price: 971,000 
DOWN PAYMENT: 121,375
Reservation Fee:  5,000

Interest Rate @ 8.50%
Dp term 12 Dp amort 9,698
Estimated Loan 849,625


20 yrs 7,373
15 yrs 8,367
10 YRS  10,534
5 YRS  17,431
Deferred 2 yrs (0%) 40,250

Discounts for spot payments
Spot Cash w/in 7 days 913,830
Spot Cash w/in RS month 913,830
​Spot Cash w/in 30 days 913,830


 
*PIF Interest Rate are highly dependent on buyer's gross income (3% for minimum wage earner, 6.5% for 12,000 and above earners.
*Reservation  fee is non refundable and non-transferable. 
*The developer reserves the right to correct any error in this sample computation.
*Prices are subject to change without prior notice.

​House Model Angelique Duplex
Picture
​​SAMPLE COMPUTATION Updated February 12, 2020
Floor Area 35
​Lot Area 54

IN-HOUSE FINANCING
​Total Contract Price: 1,125,000 
DOWN PAYMENT: 140,625 
Reservation Fee: 7,000

Interest Rate @ 16%
Dp term 16 Dp amort 8,352
Estimated Loan 984,375
   

15 yrs 14,458 
10 yrs 16,490
5 YRS  23,938
Deferred 2 yrs (0%) 46,583

Discounts for spot payments
Spot Cash w/in 7 days 1,017,350
Spot Cash w/in RS month 1,037,480
​Spot Cash w/in 30 days 1,057,610
_______________________________________
​BANK FINANCING

​Total Contract Price: 1,125,000 
DOWN PAYMENT: 140,625 
Reservation Fee: 7,000

Interest Rate @ 8.50%
Dp term 12 Dp amort 11,135
Estimated Loan 984,375

20 yrs 8,543 

15 yrs 9,694
10 yrs 12,205
5 YRS  20,196
Deferred 2 yrs (0%) 46,583

Discounts for spot payments
Spot Cash w/in 7 days 1,017,350
Spot Cash w/in RS month 1,037,480
​Spot Cash w/in 30 days 1,057,610


 
*PIF Interest Rate are highly dependent on buyer's gross income (3% for minimum wage earner, 6.5% for 12,000 and above earners.
*Reservation  fee is non refundable and non-transferable. 
*The developer reserves the right to correct any error in this sample computation.
*Prices are subject to change without prior notice.


​House Model Angeli Single Firewall
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​​SAMPLE COMPUTATION Updated February 12, 2020
​Floor Area 42
​Lot Area 54

IN-HOUSE FINANCING
​Total Contract Price: 1,424,000 
DOWN PAYMENT: 178,000
Reservation Fee: 10,000

Interest Rate @ 16%
Dp term 16 Dp amort 10,500
Estimated Loan 1,246,000


15 yrs 18,300 
10 yrs 20,872
5 YRS  30,300
Deferred 2 yrs (0%) 58,917

Discounts for spot payments
Spot Cash w/in 7 days 119,632
Spot Cash w/in RS month 1,318,294
​Spot Cash w/in 30 days 1,337,639
______________________________________
​BANK FINANCING

Total Contract Price: 1,424,000 
DOWN PAYMENT: 178,000
Reservation Fee: 10,000

Interest Rate @ 8.50%
Dp term 12 Dp amort 14,000
Estimated Loan 1,246,000


20 yrs 10,813
15 yrs 12,270
10 yrs 15,449
5 YRS  25,564
Deferred 2 yrs (0%) 58,917

Discounts for spot payments
Spot Cash w/in 7 days 119,632
Spot Cash w/in RS month 1,318,294
​Spot Cash w/in 30 days 1,337,639


 
*PIF Interest Rate are highly dependent on buyer's gross income (3% for minimum wage earner, 6.5% for 12,000 and above earners.
*Reservation  fee is non refundable and non-transferable. 
*The developer reserves the right to correct any error in this sample computation.
*Prices are subject to change without prior notice.

​House Model Angeli Duplex
Picture
SAMPLE COMPUTATION Updated February 12, 2020
​Floor Area 42
​Lot Area 54

IN-HOUSE FINANCING
​Total Contract Price: 1,248,000 
DOWN PAYMENT: 156,000
Reservation Fee: 7,000

Interest Rate @ 16%
Dp term 16 Dp amort 9,313
Estimated Loan 1,092,000


15 yrs 16,038 
10 yrs 18,292
5 YRS  26,555
Deferred 2 yrs (0%) 51,708

Discounts for spot payments
Spot Cash w/in 7 days 1,136,049
Spot Cash w/in RS month 1,157,039
​Spot Cash w/in 30 days 1,174,010
_____________________________________
​BANK FINANCING

Total Contract Price: 1,248,000 
DOWN PAYMENT: 156,000
Reservation Fee: 7,000

Interest Rate @ 8.50%
Dp term 12 Dp amort 12,417
Estimated Loan 1,092,000


20 yrs 9,477 
15 yrs 10,753
10 yrs 13,539
5 YRS  22,404
Deferred 2 yrs (0%) 51,708

Discounts for spot payments
Spot Cash w/in 7 days 1,136,049
Spot Cash w/in RS month 1,157,039
​Spot Cash w/in 30 days 1,174,010


 
*PIF Interest Rate are highly dependent on buyer's gross income (3% for minimum wage earner, 6.5% for 12,000 and above earners.
*Reservation  fee is non refundable and non-transferable. 
*The developer reserves the right to correct any error in this sample computation.
*Prices are subject to change without prior notice.

Site Development Plan of Lumina Subic


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Vicinity Map of Lumina Subic


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Contact Us
Mobile: 
+639175656958(Globe / Viber)
+639176245649(Globe / Viber)
+639257275718 (Sun)
+639257369119 (Sun)
Landline:
045-300-2876
For international clients thru Viber: 
+639175656958
Email us at:
berjarealty@gmail.com
​​
Berja Realty
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Joanna Rose Arceo
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Landline 045 901 8603

Office Address:
Ground Floor 22 Plaza Cristina Bldg., Dolores Intersection, City of San Fernando, Pampanga (Across Jollibee - At the back of Manson Drug)
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  • Home
  • San Fernando
    • Bridgepointe Place
    • Aspire Prime Residences
    • Royal Residences
    • Fiesta Communities San Fernando
    • Bellissima Residences
    • Montana Views Pampanga
    • Alpine Residences
    • Horizon Residences
    • Krystal Homes Alasas
    • Mawing Village 3
    • La Aldea Fernandina
    • Park Place
    • Montana Strands Pampanga
    • The Hauslands Pampanga
    • Tierra Rica
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    • Sameera
    • Deca Clark Angeles
    • Fiesta Communities Angeles
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    • Timog Residences
    • Villa Czarina Angeles
  • Mabalacat
    • Austine Homes Mabalacat
    • Xevera Mabalacat
    • Cheerful Homes Mabalacat
    • Claremont Mabalacat
    • Clark Manor Residential Estate
    • Fiesta Communities Dau
    • Herencia de Julieta Mabalacat
    • Lindale Subdivision Mabalacat
    • Ravenna Mabalacat
    • Rimaven Mabalacat
    • Talanai Homes
  • Magalang
    • PHIRST PARK HOMES
    • Bria Homes Magalang
    • Highview Haciendas Magalang
  • Porac
    • Camella Pampanga
    • Bella Vita Porac
    • Fiesta Communities Porac 2
    • Fiesta Communities Porac 2
  • Mexico
    • Amaia Scapes San Fernando
    • Ajoya Pampanga
    • The Ridge
    • Amaia Scapes Sapang Maisac
    • Azalea Homes Mexico
    • Olivia Townhomes
    • Berkely Residences Pampanga
    • Camella Sorrento
    • Fiesta Communities Mexico
    • Georgia Plains
    • Revolution Flavorscapes Lakeshore
    • Tierra Vista Pampanga
  • Bacolor
    • Xevera Bacolor
    • Hampton Orchards
    • Havana Residences
    • La Tierra Solana 3
    • Solana Casa Real Las Palmas
    • Westville Homes Bacolor
  • Apalit
    • Highview Hills Apalit
    • Camella Apalit Fiorenza
  • San Simon
    • Highview Residence
    • North Grove Residences
  • Florida Blanca
    • Madison Homes
  • Bulacan
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    • Camella Provence Malolos
    • Camella Bulacan
    • Wellford Homes Malolos
    • Villa Marcela
  • Subic
    • Camella Subic
    • Lumina Subic
  • Bataan
    • Pangasinan
    • Bria Homes Alaminos Pangasinan
    • Apec Homes Bataan
  • Tarlac
    • Apec Homes Tarlac
  • Condos
    • Azure North Pampanga
    • Amaia Skies
    • Jewel Residences
    • One Euphoria Condominiums - Angeles City
  • Lot Only
    • Ciudad de Hizon
    • Dizon Estate
    • Hacienda Royale
    • Punta Verde
    • La Primavera
    • Veloce Tower Mall
  • Commercial Properties
    • Megaworld
    • Infinity
  • House Construction
  • Resale Properties
    • Elegantly Made Brand New House and Lot for Sale Angeles City 9.4M
    • Brandnew Two Storey House for Sale Angeles City, Pampanga Near Friendship, Clark Price: P6.2M
    • House and Lot For Sale Located at Town and Country Homes
    • 2 Storey House and Lot Angeles Pampanga with Swimming Pool
    • 2 STOREY HOUSE AND LOT FOR SALE NEAR ANGELES CITY, 4 BEDROOMS 7M
    • House and Lot for Sale Pampanga, Baliti, San Fernando, Pampanga Near Guard House
    • 2 storey house and lot for sale subdivion located near mac arthur highway
    • Semi-furnished House and Lot For Sale Angeles City
    • Brandnew SEMI Furnished TWO STOREY HOUSE AND LOT FOR SALE-Clark Manor
    • Two Storey House with Swimming Pool-House and Lot for Sale Angeles City Pampanga
    • House and lot for sale Pampanga Located in a Secured Subdivision near SM Telabastagan
    • Dizon Estate 15M House and Lot for Sale San Fernando, Pampanga
    • 2 storey house and lot for sale San fernando, brgy. Saguin
    • Ready for Occupancy House and Lot for Sale Pampanga - Solana Country Homes Bacolor, Pampanga (RFO)
    • 3.4M LA TIERRA SOLANA with Fence and Improvements and Open for Bank Financing Negotiable Clean Title Ready For Occupancy HOUSE AND LOT FOR SALE PAMPANGA Furnished
    • TWO STOREY HOUSE and LOT for SALE in ANGELES CITY, PAMPANGA near CLARK
    • House and Lot for Sale San Fernando Pampanga, Hacienda Royale
  • Blogs
  • Frequently Asked Questions
    • Steps in Owning Your Dream Home
    • What Financing Options Are Available?
    • Interest Rate of Banks
    • Requirements
    • Buyers' Testimonials
  • Careers
  • Contact Us
  • About Us